Loan and share rates

Loan Rates* - as of Date:  08/11/2010

* APR Annual Percentage Rate.
**All rates are subject to change call Credit Union for the latest rates**

To apply for a loan, please download our loan application (PDF).

New car or truck
One to six years: rates as low as 6.25% *APR

Used cars or trucks
One to five years: rates as low as 6.99% *APR

New motorcycle: rates as low as 7.25% *APR

Used motorcycle: rates as low as 7.99% *APR

New Boats and RVs: rates as low as  8.25% *APR

Used Boats, RVs & Planes: rates as low as 9.25% *APR

Specialty cars  Up to 84 months: 8.99% *APR

30 Year Fixed Rate Mtg:  rates as low as 4.50% *APR

Home Equity Line of Credit: rates as low as 4.50% *APR  

FHA Loans: rates as low as 5.00% *APR

Signature Loans: Up to 5 years rates as low as 12.99% *APR

30-60-90 day notes 16.5% *APR
 
Share secured loans 4.25% above earning rate *APR


Current Share, CD and IRA Rates As of 08/02/2010

Regular Share Account  - .15% *APY
Minimum Average Daily Balance of $250.00 and over for the month 

CD Minumum Average Daily Balance of $500.00 and over for the month

 

    TERM

 APY*

 APR**

   6 Month

 1.00

 1.00

 12 Month

 1.25

 1.24

 18 Month

 1.60

 1.59

 24 Month

 1.90

 1.88 

 36 Month

 2.00

 1.98

 60 Month

 2.60

 2.57

 2 Yr IRA 

 1.90

 1.88

 5 Yr IRA

 2.60

 2.57

Money Market Account
RATE AS HIGH AS .15*/.15**
Please call a branch for details

*APY Annual Percentage Rate assumes dividends remain in the account to maturity. Fees and other conditions may reduce the earnings in these accounts. Please note that rates shown are subject to change. CD Rates may change weekly. These terms also apply to IRA Term Share Certificates. Please call for most current rate.

Notice to all credit union members:
Addendum to Terms & Conditions of your Deposit Account Statutory lien. If you are in default on a financial obligation to us, federal law gives us the right to apply the balance of shares and dividends in your account(s) at the time of default to satisfy that obligation. Once you are in default, we may exercise this right without further notice to you.

All rates are subject to change without notice.